Applying for finance with Georgesons
My monthly budget
Car Finance at Georgesons
At Georgesons, we have been selling used cars in Merseyside for 70 years and have built strong relationships with a wide variety of lenders. This allows us to guide you through the used car finance process to find the right deal for you, whatever your financial situation. We work with trusted and reputable finance lenders, enabling us to offer tailored car finance options--even if you've faced credit challenges in the past.
With flexible payment plans, you can customise your used car financing to fit both your budget and needs. Plus, our team members are fully qualified SAF Experts who undergo annual assessments, ensuring you receive up-to-date advice throughout the car finance process.
At Georgesons, we take a friendly, personable approach to everything we do, making applying for car finance quick and easy--without jargon or confusing language. All applications are made without obligation.
Already have an existing car finance agreement? No problem--we can settle it for you, so you can focus on driving away in your new car.
Which finance plan is right for you?
Hire Purchase (HP)
You will put down a deposit on the vehicle before you begin re-paying the total cost through monthly payments over an agreed time. Through this method, you don't own the vehicle until the final payment of your plan has been made.
Personal Contract Purchase (PCP)?
It is the flexibility of PCP finance plans that makes them so popular among customers. These plans work much like a normal loan, with an initial deposit followed by monthly payment instalments. The difference is that usually, these monthly repayments are far smaller. At the end of the plan you have the option to trade it in and start a new agreement or pay a final amount to keep the car.
How to apply for finance with Georgesons
If select a car you like on our website, you will see a fully customisable finance calculator on each car which lets you tailor a deal to suit your specific preferences and you can do the whole finance journey online.
Still have a question? You can contact member of our team who will be happy to answer any questions you might have on buying a used car on finance
Finance representative example (PCP) Total cash price £17,999. Borrowing £16,199 with a £1,800 deposit at a representative APR of 11.9%. 48 monthly payments £316.79 Fixed interest rate11.9% Total amount payable £23,352.71 Cost of credit £5,353.71 Optional final payment £6,347.00 Purchase fee £10.00 Annual mileage limit 6000 miles - excess mileage fee 6.4pence per mile
Finance representative example (HP) Total cash price £11,795. Borrowing £10,615.50 with a £1,179.50 deposit at a representative APR of 11.9%. 60 monthly payments £232.38 Fixed interest rate11.9% Total amount payable £15,132.30 Cost of credit £2157.80 including Purchase fee £10.00